Are you exposed to Foreign Currency?

Wipe the smile off your bank's face next time you have to a large currency deal. How? By getting http://www.fxstreet.com/rates-charts/live-charts/ on your PC and call the bank whilst you are looking at the live data. Just see how much you are being charged! Start talking to them about how many "pips" they are going to charge you for the transaction. You should be around 30 for £200K.Bear in mind that currencies are written 1.xxyy, where yy are the last 2 digits and would be where you add or subtract your 30 pips. I would love to hear of any significant savings made.